Bryan J. Lima

$365,000 FIRST FLOOR FEATURES ENTRY HALL, LARGE LIVING ROOM WITH HARD WOOD FLOORS, MODERN EAT-IN KITCHEN, NEWER HALF BATH AND DINING ROOM. THE SECOND FLOOR HAS THREE BEDROOMS AND A FULL BATH. THE UNFINISHED BASEMENT CONTAINS A LANDRY AREA. VERY DEEP BACKYARD, LARGE DRIVEWAY WITH PLENTY OF PARKING, NEWER ROOF, TWO-CAR GARAGE WITH NEWER DOOR AND LARGE SHED. WITHIN MINUTES FROM MIDLAND PARK AND RIDGEWOOD'S DOWNTOWN, THE MIDTOWN DIRECT TRAIN STATION TO NEW YORK CITY'S PENN STATION AND NEWARK LIBERTY INTERNATIONAL AIRPORT. THIS IS A GREAT OPPORTUNITY TO LIVE IN SOUGHT AFTER TOWN OF MIDLAND PARK WITH EXCELLENT SCHOOLS!! Bryan J. Lima Realtor, Short Sales and Foreclosure Resource DeFino Realtors 201.970.6857 homes@bryanlima.com www.bryanlima.com   Follow me:      ... (more)

Home Prices Rise in U.S.

Home prices in the U.S. rose for the first time in 3 years according to Standard & Poor's Case-Shiller Index. This is the first increase after 34 months of continuous declines. This may be the news we're looking for to indicate that maybe the worst is behind us. Read more Many economists actually do believe that we have already hit bottom and the worst is behind us. Although it’s a good sign that we’ve seen an increase, the year over year decline is still at about 17.1 percent. Read more ... (more)

Five Factors That Decide Your Credit Score

If you're thinking about buying real estate in Bergen or Passaic County, NJ, you will want to make sure you understand your credit score and the 5 factors that decide your credit score. In order to qualify for a mortgage you will need to have a minimum credit score. Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact... (more)

GOOG-411 - This is great!

I recently discovered a great new service brought to you by Google. If you're tired of paying to call 411, this is a perfect alternative. It's called GOOG-411 and it's free! All you have to do is dial 1-800-GOOG-411 from you phone. For all you BlackBerry users it's 1-800-466-4411. You can access the service from a mobile phone or a land line. It's also voice activated, so you don't have to press any numbers on your keypad if your driving or busy doing something else. It's very simple, just say where you're looking and what you're looking for. The service will then connect you dir... (more)

Is now the right time to buy?

I'm sure there are many people asking the question, "Is now the right time to buy?". Nobody really knows for sure. However, there are some facts that you can look at to help evaluate whether or not now is the right time to buy. For one, mortgage rates are currently close to the lowest they've been in almost 50 years. In addition, home prices are low and probably close to the bottom. There may be a little more ways to go, but I think we're close. With the Spring homebuying season upon us, we may see an increase in sellers in the market, which will increase inventory and possible p... (more)